For most homeowners, the mortgage is the single largest source of personal debt. Mortgage protection insurance is a specialized life insurance policy designed to pay off that debt in the event of your death.
Long-Term Care is the type of care received either at home or in a facility when someone needs assistance with activities of daily living, such as bathing and dressing due to an accident, an illness or advancing age.
The likelihood is that you or a member of your family will need long-term assistance at some point in your life.