Auto (Personal)

Massachusetts and Cape Cod auto insurance.

This coverage has two parts. The first is the liability section of the policy. It covers your financial responsibility for injuring others and some coverage is required by most states. 

The second part covers the car itself: comprehensive coverage reimburses losses from fire, theft or other perils; collision coverage pays to repair losses caused by an accident. Often this coverage is mandated by leasing companies or banks. There are also ancillary medical, car rental and other coverages which vary by state. 

Utilizing high deductibles on the physical damage coverages can help reduce premiums. If you carry umbrella insurance, you must be sure that you carry the required amount of basic liability insurance to avoid a gap in coverage for a serious accident. 

The fastest way to provide us with the information needed to give you a quick competitive quote is to send us a photo or scan of your current policy to helena@insuranceofcapecod, or complete the form on the right side of this page in its entirety. Look forward to helping you.

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Driven less than 7,500 miles per year.
Driven less than 5,000 miles per year.
Used for business.
None of the above.
Driven less than 7,500 miles per year.
Driven less than 5,000 miles per year.
Used for business.
None of the above.
$20,000 per person/$40,000 per accident
$100,000 per person/$300,000 per accident
$250,000 per person/$500,000 per accident (recommended)
$100,000
$200,000
$250,000
$5,000
$10,000
$500 deductible
$1,000 deductible
$500 deductible with waiver
$1,000
$30 per day/$900 maximum
$50/per day/$1,500 maximum
No Coverage
$50 per disablement
$100 per disablement
No Coverage
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