Mobile homes are a cost effective way for many people to become homeowners. Often times, mobile homes are far less expensive than a regular home but offer benefits similar to owning a single family home. Just because your mobile home costs less than a typical home does not mean it is not your most valuable asset. Also mobile home insurance policies cover adjacent structures which are not necessarily connected to your mobile home. These can include the patio, garden, or garage. However, several mobile home insurance policies do not include coverage to the mobile home while it is being transferred from one location to another.